Credit impulse — change in the growth rate

Code-Snippets

curl "https://api.oanor.com/creditgrowth-api/v1/impulse" \
  -H "x-oanor-key: oanor_test_..."

await fetch("https://api.oanor.com/creditgrowth-api/v1/impulse", {
  headers: { "x-oanor-key": "oanor_test_..." }
});

$ch = curl_init("https://api.oanor.com/creditgrowth-api/v1/impulse");
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$out = curl_exec($ch);

import requests
requests.get(
    "https://api.oanor.com/creditgrowth-api/v1/impulse",
    headers={"x-oanor-key": "oanor_test_..."}
)

Beispiel-Response

Echte Antwort dieses Endpoints, erfasst beim letzten Health-Check.

{
    "data": {
        "area": "Euro area",
        "note": "The credit impulse is the change in the annual growth rate: impulse_6m is current growth minus growth six months ago. Positive = the credit cycle is turning up (a leading indicator for activity); negative = rolling over.",
        "count": 4,
        "source": "ECB",
        "impulse": [
            {
                "label": "Loans to households (MFIs), annual growth",
                "period": "2026-04",
                "direction": "accelerating",
                "indicator": "households_total",
                "growth_pct": 2.94,
                "impulse_6m": 0.33,
                "impulse_12m": 1.25
            },
            {
                "label": "Lending for house purchase to households, annual growth",
                "period": "2026-04",
                "direction": "accelerating",
                "indicator": "house_purchase",
                "growth_pct": 2.93,
                "impulse_6m": 0.35,
                "impulse_12m": 1.28
            },
            {
                "label": "Consumer credit to households, annual growth",
                "period": "2026-04",
                "direction": "stable",
                "indicator": "consumer_credit",
                "growth_pct": 5.25,
                "impulse_6m": 0.06,
                "impulse_12m": 1.2
            },
            {
                "label": "Loans to non-financial corporations (MFIs), annual growth",
                "period": "2026-04",
                "direction": "accelerating",
                "indicator": "businesses",
                "growth_pct": 3.46,
                "impulse_6m": 0.6,
                "impulse_12m": 0.95
            }
        ],
        "category": "credit impulse (change in growth rate)"
    },
    "meta": {
        "timestamp": "2026-06-12T10:35:47.981Z",
        "request_id": "030bc4e4-4614-4a47-a8e4-acb898bb169d"
    },
    "status": "ok",
    "message": "Impulse retrieved successfully",
    "success": true
}