Cash-on-cash and DSCR

Codefragmenten

curl "https://api.oanor.com/realestate-api/v1/cash-flow" \
  -H "x-oanor-key: oanor_test_..."

await fetch("https://api.oanor.com/realestate-api/v1/cash-flow", {
  headers: { "x-oanor-key": "oanor_test_..." }
});

$ch = curl_init("https://api.oanor.com/realestate-api/v1/cash-flow");
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$out = curl_exec($ch);

import requests
requests.get(
    "https://api.oanor.com/realestate-api/v1/cash-flow",
    headers={"x-oanor-key": "oanor_test_..."}
)

Voorbeeldrespons

Een echte respons van dit endpoint, vastgelegd bij de laatste health check.

{
    "data": {
        "noi": 33600,
        "dscr": 1.0522,
        "note": "Levered view: cash-on-cash = (NOI − annual debt service) / cash invested. DSCR = NOI / annual debt service (lenders usually want ≥ 1.2). LTV = loan / price.",
        "inputs": {
            "price": 500000,
            "down_payment": 100000,
            "vacancy_rate": 5,
            "closing_costs": 0,
            "interest_rate": 7,
            "loan_term_years": 30,
            "annual_gross_rent": 48000,
            "operating_expenses": 12000
        },
        "loan_amount": 400000,
        "ltv_percent": 80,
        "monthly_payment": 2661.21,
        "annual_cash_flow": 1665.48,
        "monthly_cash_flow": 138.79,
        "annual_debt_service": 31934.52,
        "cash_on_cash_percent": 1.6655
    },
    "meta": {
        "timestamp": "2026-06-05T19:50:10.105Z",
        "request_id": "c8fd14a4-97a9-4957-aa73-d092b11b840e"
    },
    "status": "ok",
    "message": "Cash-on-cash and DSCR",
    "success": true
}