Emergency fund
API · /savings-api
Savings Goal API
Personal-savings planning maths as an API, computed locally and deterministically. The future endpoint computes the future value of regular saving — FV = initial·(1+r)^n + deposit·((1+r)^n − 1)/r with the rate compounded monthly — and breaks it into the total you put in and the interest earned. The goal endpoint works backwards: the monthly deposit needed to reach a target by a date, (target − initial·(1+r)^n)·r / ((1+r)^n − 1), and tells you when an initial sum already grows to the target by itself. The emergency endpoint sizes an emergency fund as a number of months of expenses (3–6 is the usual advice), reports the shortfall against current savings and, with a monthly saving amount, how many months it takes to get there. Everything is computed locally and deterministically, so it is instant and private. Ideal for personal-finance, budgeting and fintech app developers, savings-goal and money-coaching tools, and banking dashboards. Pure local computation — no key, no third-party service, instant. Live, nothing stored. Estimates, not financial advice. 3 endpoints. This is savings planning; for loans and mortgages use a loan API and for NPV/IRR use a finance-calc API.
API salute
salutare- Tempo di attività
- 100.00%
- Sondaggi del server · 24 ore su 24
- Latenza media
- 78 ms
- Sondaggi del server · 24 ore su 24
- Abbonati
- 3,249
- attiva
- Chiamate totali
- 72
- ultimi 7 giorni
Prezzi
Scegli un livello: fatturazione mensile, annullamento in qualsiasi momento.
Free
Gratis
- 3,000 chiamate/mese
- 2 richieste/secondo
- Tetto rigido (429 sopra la quota, nessuna eccedenza)
- 23,735 calls/month
- 2 req/sec
- Future value + goal + emergency
- No credit card
Starter
€13.00 /mese
- 40,000 chiamate/mese
- 6 richieste/secondo
- Tetto rigido (429 sopra la quota, nessuna eccedenza)
- 35.05k llamadas/mes
- 8 req/seg
- Interés compuesto, resolución de objetivos
- Soporte por correo electrónico
Pro
€34.00 /mese
- 250,000 chiamate/mese
- 20 richieste/secondo
- Tetto rigido (429 sopra la quota, nessuna eccedenza)
- 384.5k calls/month
- 20 req/sec
- Budgeting & fintech pipelines
- Priority support
Mega
€109.00 /mese
- 2,000,000 chiamate/mese
- 60 richieste/secondo
- Tetto rigido (429 sopra la quota, nessuna eccedenza)
- 1.965M calls/month
- 50 req/sec
- Platform scale
- Dedicated SLA
Costruito da
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Domande frequenti
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Savings Goal API è conforme al GDPR?
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Frammenti di codice
Iscriviti per ottenere una chiave API, quindi chiama qualsiasi percorso sotto il tuo slug.
curl https://api.oanor.com/savings-api/SOME_PATH \
-H "x-oanor-key: oanor_test_..."
const res = await fetch("https://api.oanor.com/savings-api/SOME_PATH", {
headers: { "x-oanor-key": "oanor_test_..." }
});
const data = await res.json();
$ch = curl_init("https://api.oanor.com/savings-api/SOME_PATH");
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
$response = curl_exec($ch);
import requests
r = requests.get(
"https://api.oanor.com/savings-api/SOME_PATH",
headers={"x-oanor-key": "oanor_test_..."},
)
print(r.json())
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