Spec

Code snippets

curl "https://api.oanor.com/creditgrowth-api/v1/meta" \
  -H "x-oanor-key: oanor_test_..."

await fetch("https://api.oanor.com/creditgrowth-api/v1/meta", {
  headers: { "x-oanor-key": "oanor_test_..." }
});

$ch = curl_init("https://api.oanor.com/creditgrowth-api/v1/meta");
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$out = curl_exec($ch);

import requests
requests.get(
    "https://api.oanor.com/creditgrowth-api/v1/meta",
    headers={"x-oanor-key": "oanor_test_..."}
)

Example response

A real response from this endpoint, captured by the latest health check.

{
    "data": {
        "note": "growth and impulse take no parameters. series takes indicator=<one of the listed ids> and months=N (1-240, default 24). All series are euro-area (U2), monthly, annual-growth percent. Monthly data is briefly cached to protect the shared upstream.",
        "source": "ECB Data Portal (data-api.ecb.europa.eu, BSI, monthly, live)",
        "service": "creditgrowth-api",
        "endpoints": {
            "GET /v1/meta": "This document.",
            "GET /v1/growth": "Latest annual growth of household and business credit.",
            "GET /v1/series": "Recent monthly history of one indicator (indicator=households_total, months=24).",
            "GET /v1/impulse": "Credit impulse — change in the growth rate over 6 and 12 months, with direction."
        },
        "indicators": [
            "households_total",
            "house_purchase",
            "consumer_credit",
            "businesses"
        ],
        "description": "Euro-area bank credit growth and credit impulse from the ECB Data Portal (no key, nothing stored). growth returns the latest annual growth of MFI loans to households (total, house purchase, consumer) and to non-financial corporations. impulse returns the credit impulse — the change in the growth rate over 6 and 12 months — a leading read on whether the credit cycle is accelerating or decelerating. series returns the recent monthly history of any one indicator. The euro-area credit-cycle / lending-volume macro cut — distinct from the bank-rate (price of credit), money-supply, policy-rate, yield-curve and FX APIs.",
        "upstream_status": "ok",
        "households_loan_growth": 2.94
    },
    "meta": {
        "timestamp": "2026-06-12T10:35:48.625Z",
        "request_id": "ded2b65e-12e9-42a9-b981-ec20af4f6827"
    },
    "status": "ok",
    "message": "Meta",
    "success": true
}