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GET /v1/present-value

Lump-sum present value

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10 free calls per day — no sign-up, no API key. Goes through the oanor gateway.

Custom headers (optional)
api.oanor.com/cagr-api

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Code snippets

curl "https://api.oanor.com/cagr-api/v1/present-value" \
  -H "x-oanor-key: oanor_test_..."
await fetch("https://api.oanor.com/cagr-api/v1/present-value", {
  headers: { "x-oanor-key": "oanor_test_..." }
});
$ch = curl_init("https://api.oanor.com/cagr-api/v1/present-value");
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$out = curl_exec($ch);
import requests
requests.get(
    "https://api.oanor.com/cagr-api/v1/present-value",
    headers={"x-oanor-key": "oanor_test_..."}
)

Example response

A real response from this endpoint, captured by the latest health check.

{
    "data": {
        "note": "Lump-sum discounting PV = FV/(1+r)^n — what a future amount is worth today.",
        "inputs": {
            "rate": 0.07,
            "periods": 10,
            "future_value": 1967.15
        },
        "discount": 967.15069,
        "present_value": 999.99931
    },
    "meta": {
        "timestamp": "2026-06-05T19:50:25.841Z",
        "request_id": "5239d4f8-846d-4dc4-8609-8a00e6c482b6"
    },
    "status": "ok",
    "message": "Present value",
    "success": true
}